Uninsured And Underinsured Motorists
San Diego Uninsured Motorist Lawyer
Were Your Injuries Caused by an Underinsured or Uninsured Motorist?
Were you injured in a car accident with an uninsured motorist or a hit-and-run driver? That’s not at all uncommon to be the victim of a California motorist who has no insurance. But where does it leave you?
If you have a California car insurance policy, chances are good that you have underinsured and uninsured motorist coverage as part of your policy. Check your policy for a U or UM. If you have it, you can bring a claim to your own insurance company.
Do You Really Need a Lawyer to Bring an Uninsured Motorist Claim?
- To ensure your injury claim is honored. You will still need to prove that the accident was not your fault. An attorney can help you prove that it was caused by negligence or the reckless actions of another.
- To ensure you get the full amount of money you need and deserve. Your insurance company is in the business of making money. They pay out as little as possible. On the other hand, your attorney works for you. Our only job is to ensure you get the money you need to pay all of your bills and losses, today and into the future.
- To ensure you get money damages from every possible source. Do you have an umbrella homeowners’ policy? You may be able to make a claim against that. Were there road conditions or extenuating circumstances that contributed to the accident? We’ll investigate.
What is Underinsured Coverage?
Let’s say the medical bills from your accident add up to $100,000, but the driver of the car that caused your accident only had insurance that would cover $30,000. Your underinsured driver policy should kick in to cover the remaining $70,000 of your medical bills and losses.
Can Pedestrians and Bicyclists Recover Money?
Yes, your uninsured and underinsured motorist policy will cover you even in a pedestrian or bicycle accident.
Get the facts about uninsured and underinsured motorist policies. Contact Slaughter & Slaughter to see how we can help. We offer a free initial consultation, and you pay no attorneys fees unless we recover money for you.
Evening and Weekend Appointments Available • Home and Hospital Visits
California Uninsured Motorist • San Diego Underinsured Driver